Our mission is to improve financial inclusion by adhering to level one principles, specifically by reducing the cost and improving the functionality of fraud and anti-money laundering solutions.  Our aim is to support financial service providers, fintechs, traditional banks, switch operators, government and nongovernment entities with world-class solutions.

Fraud is expensive to its victims and equally expensive to every participant in the financial system.  The cost of fraud, and very expensive, counter fraud systems is passed on to everyone.  This is most impactful for those who can ill afford it.

Money Laundering and Terror Financing are impactful and expensive for just a few of the following reasons: 

• The illegal money flows
• Fund illicit activities that are
• Harmful to the world as a whole
• Especially impactful to the poor for a myriad of reasons
• Are physically and mentally harmful
• Place heavy burdens on government to police and prevent
• Take money and tax revenue out of local economies that could be better used for social programs

This cost needs to be taken out of the system and the effectiveness needs to improve in the areas of anti-fraud, AML/CTF programs.  These solutions need to be available to more organizations.

In April of 2022 we completed our MVP and the first leg of our journey.  

Unique Features

• An engine only.
• Designed to be used by anyone and modified for their own needs or as the plumbing of a solution offering by a commercial entity.
• API driven
• Highly configurable by Json message
• Modular and adapter driven both for data/events in and data/events out to line of business systems and case management system
• Scales up and Down to run in the smallest and most limited of situations as well as country wide payment switches, banks or payment networks
• Unique channel driven design allowing for the creation of channels for processing interdictive, immediate, near time, batch typologies.
• Each channel can be tuned uniquely for performance and the consumption of resources.
• A network map per payment or other transaction to be analyzed:
• Determines the types of of typologies to be run for the transaction type
• Determines the rules to be run for the typologies and is run exactly once
• Very efficient use of system resources and provides a massive performance boost